Effects of Being Bullied Last Longer than you Might Expect

It is obvious that being the victim of a bully is unpleasant. What you may not realize is that the effects of being bullied last much longer than you may expect that they would. A study that was published in the American Journal of Psychiatry found that children who were bullied have their health, relationships, and even their economic status, affected into middle age. The researchers used data that was collected from the U.K.’s National Child Development Study. They focused on more than 18,000 people who were born during a specific week in 1958. The researchers asked the parents of … Continue reading

Build Your Own Fire Pit

When our store-bought fire pit became a victim of one nasty storm (a tree limb fell on it and crushed a big dent into it), we started to look around for a new one. The problem was that it was out of season, so such things weren’t easy to come by, unless we wanted to special order one in the hundreds of dollars. The one we had was a clearance item at our local grocery store and cost us less than $60. It was functional and decorative and served us well. We looked around a bit and couldn’t find anything … Continue reading

Protecting Your Children from Identity Thieves

Identity theft doesn’t just hit adults. Children are especially vulnerable to it, since they have clean credit and financial histories and no background information or signature on file. This makes it easy for thieves to take out credit and loans in a child’s name. In most cases, the victims and their families never even realize that there is an issue until the child becomes an adult and pursues his or her own credit and financial footprint. Then it becomes obvious: years of bad debt, defaulted loans and possibly a criminal background. The web of identity-related issues can be ponderous and … Continue reading

How to Prevent Identity Theft: Keeping Your Data to Yourself

Think identity theft can’t happen to you? It is probably only a matter of time, because identity theft is growing in leaps and bounds. New technologies and a more global way of doing business has made it easier than ever for thieves to pretend to be you. With thousands and thousands of databases that can be compromised, such as the gas station where you just swiped your car, and hundreds of people who see your card on an annual basis, such as the waiter who just served you dinner, the odds of not being a victim of identity theft is … Continue reading

Are You Spending More to Save?

I am THAT mom. The one that’ll drive an extra five miles out of her way to save five bucks on her daughter’s Halloween costume, even though gas is just shy of $4 per gallon. Though, if I drive an extra 10 miles I can save six cents per gallon. I am THAT mom. The one that’ll spend five hours trying to calculate how much she really saved by utilizing the $5 off costume coupon. Even though the trip included sitting in a gnarly traffic jam which robbed her of 20 minutes of precious time. Make that priceless time. Walking … Continue reading

You Just Never Know

It has been one of “those” mornings. My youngest son woke up late and put the rest of the family behind. When we should have been walking out the door, same child was trying to quick finish something for school. Because we left later, there was much more traffic at the school to deal with. That meant more opportunities to be cut off, passed or to wait in the very long drop off line. Needless to say this also resulted in my day getting set back. You would think my mood would be sour. Normally my daughter would have been … Continue reading

Are You an Oversharing Mom?

When it comes to social media, are you an oversharing mom? In other words, do your posts and pictures constantly feature your children? Are you always bragging about them? Well if you are a new mom, you just might become the victim of “UnBabyMe,” a tool on Facebook that will eliminate photos of your precious bundle of joy. Users who download this tool can swap out pictures of babies with other photos of their choosing. As of this writing, there are almost 30,000 users who are enjoying the ability to clear out baby pictures. Personally, I love to see pictures … Continue reading

Watch Where You Point That Finger

Well, that didn’t take long. Then again, it rarely does. It’s been less than 72 hours since the mass shooting at a movie theater in Aurora, Colorado, and already cyberspace is ripe with pointed fingers, harsh accusations and shameless sanctimony. Sadly, though, that big, ugly finger of blame, which was initially aimed at the shooter, quickly turned to the parents of the victims, specifically the moms and dads who allowed their young children to attend the midnight screening of The Dark Knight Rises. Thanks to pure thoughtlessness, Twitter, Facebook and thousands of other sites– where commenters and posters are able … Continue reading

Types of Insurance You Probably Don’t Need

There are some types of insurance that you cannot do without. Most states require drivers to purchase auto insurance. It is wise to purchase homeowners insurance and life insurance. It is difficult to pay your medical bills without health insurance. On the other hand, there are some types of insurance that you probably don’t need. You probably don’t need wedding insurance. Obviously, this type of insurance is designed for people who are currently going through the process of planning their weddings. One of the protections it provides is financial reimbursement if a vendor brings the wrong flowers or the caterer … Continue reading

Is A Home – Based Business Opportunity What You Need?

Here on the home – based business blog, we often talk about how to start your own home – based business. Owning and operating your own business is not the only route to the home – based professional lifestyle. There are home – based jobs, and there are also business opportunities available that are essentially turn – key. You can buy into one of these existing businesses and learn how to run it. If you are interested in finding a home based business opportunity, you may be feeling a little overwhelmed. When you search the internet for “home based business”, … Continue reading