Kansas Medicaid Program is called HealthWave

Medicaid is a public insurance program that every state has. Individual states can simply call their program Medicaid, or, can change the name to something that better suits them. In Kansas, the Medicaid program is also called HealthWave. Medicaid is a public, or government run, form of health insurance. It is designed to help people who are low-income to receive health insurance coverage. The funding for Medicaid comes from both the federal government and the government of an individual state. In Kansas, the Medicaid program is called HealthWave. It is administered by the Department of Health and Environment. HealthWave combines … Continue reading

Welfare And Drug Testing

I’ve been seeing it on Facebook for months. States are going to start drug testing welfare recipients. My initial gut reaction is that this is a good thing. Why should my tax dollars support someone who sits home, does drugs and keeps popping out babies to get a check? Then the nice side of me gives me a little slap upside the head and points out that stereotypes such as these are why there is so much hate in the world. No, I don’t want to help support someone who is a drug addict. The flip side of that is … Continue reading

Insurance for When You are Just Starting Out

Young adults who have just graduated from college are in a period of transition. It takes time to figure everything out from where to find employment to what you need to properly stock a kitchen. Most new graduates don’t think much about insurance. However, there are several different types of insurance that young adults, who are just starting out, will need. It can be difficult to make the transition between being a college student and starting out in “the real world” as an independent adult. There are many decisions that need to be made about all aspects of life. It … Continue reading

Grandparents as Single Parents

Anyone will tell you that raising children alone is hard. Raising children is hard no matter how many parents live in the home. These kids did not come with an instruction manual so we are all just winging it and hoping for the best. Every day is a new challenge and sometimes I don’t feel up to it but you just have to keep moving forward. I don’t know about you, but at my age I can’t imagine starting over with little ones, especially by myself, but it happens every day. More and more grandparents are raising their grandchildren due … Continue reading

Lack of Health Insurance Prevents Man From Getting Transplant

A man in Tennessee needs a liver transplant. Unfortunately, he has been prevented from getting on the transplant list because he does not have health insurance. This pushes him, and his family, into an extremely expensive situation. Right now, many Americans are unable to afford health insurance. Employer sponsored health insurance has started to disappear. The health care reform laws have helped some groups find health insurance that were unable to find coverage previous to those laws. For example, young adults who are under the age of 26 can be covered through their parent’s health insurance plans. There are many … Continue reading

Around One Million Young Adults Got Health Insurance

Government statistics show that the Affordable Care Act has helped almost one million young adults to be covered by health insurance. Previous to the health care reform, the majority of young adults were going without any form of health insurance. Having health insurance opens up more options about how these young adults make choices about employment. As of September 23, 2010, young adults who were between the ages of 18 and 26 were able to be covered by their parent’s health insurance policies. Previous to this law, insurance companies would only allow parents to use their policies to cover children … Continue reading

Insurance for Single Mothers

For many single mothers health insurance is a luxury they just can’t afford. Although many are offered medical benefits through their place of employment, most can’t afford the premiums that go with it. The government does offer aid in the form of Medicaid, but there are certain restrictions that keep some of us from being able to take advantage of the things that are offered. Although most of us fall within the income guidelines for Medicaid, if you are not going through the Office of Recovery Services to collect child support, you are ineligible to receive benefits through the state. … Continue reading

Obesity Will Increase the Cost of Health Insurance Premiums

Health experts say that if the current trends continue, then about half of all American men and women will be obese by the year 2030. This is going to increase the cost of health insurance for everyone, not just for the people who become obese. A research team that was led by Claire Wang at the Mailman School of Public Health recently did a study about obesity in the United States. They found that 32% of all American men, and 35% of all American women are currently obese. It has been said that there is an obesity epidemic in the … Continue reading

Having Health Insurance Makes You More Attractive

What do you find attractive in a potential date? Your answer might include the color of a person’s eyes, and the shape of his or her body. Or, you might be looking for someone with a winning personality. Would you be more attracted to someone specifically because that person had health insurance? A survey finds that plenty of young people would answer that question affirmatively. The specific things that cause one person to become attracted to another can vary and tend to be at least somewhat influenced by the current economic factors. Not all young people start off by only … Continue reading

How to Tell if You Need Life Insurance

Do you need life insurance? People who are trying to cut back on expenses often decide to put off buying a life insurance policy. This is generally because not everyone understands how life insurance can benefit their family. Your specific situation determines whether or not you need life insurance. Should you purchase a life insurance policy? The answer to this question depends on a number of factors. The thing to keep in mind is that, in general, people buy life insurance in order to be certain that if they die they will still be able to provide some financial security … Continue reading