State-By-State Insurance Help for Your Kids

by Angel Lynn Diamond | More from this Blogger

29 May 2009 05:41 PM

Do your children have health insurance? They need to if they do not. A single parent is working so hard to make ends meet on one income, but going without health insurance for yourself or kids is not a choice. One devastating illness can set you back financially for many years down the road. One family that I know of did not have health insurance when their first child was born and they were still paying this off when the child was 9 years old. You do not want to fall victim to financial ruin because you did not part with the money in the first place.

You are probably thinking, "I cannot spare even a dollar out of my paycheck." Better to spare the money now rather than have to pay for years and ruining all of your credit in the process. I know that this is difficult, but you need to try to find other ways to cut your expenses, but in this area you should not.

Most states will cover your children who do not have life insurance up to the age of 18 and sometimes 19 years of age if you make approximately $34,000 a year or less. They will either provide insurance free of cost or for a low monthly premium payment. You do have to meet certain eligibility rules, however, which most single parents will meet.

Yours and your children's health should be priority in your life. You need to keep healthy and if your state will provide you with help, even for a low fee, it is well worth it. Some insurances that are offered will often cover, well-child visits, hospitalizations, surgeries, physical therapy, medicine, and more. Do not wait and put it off. Check out your state at http://www.familiesonlinemagazine.com/singleparent/kids-health-insurance.html and see what they can offer you to help better care for your children. Dental care is even offered in some states.

Do not delay on this very important safety measure for your family. It will make a world of difference in your life.

Angel Lynn writes weight loss, single parenting, and health.

Learn more about Angel Lynn Diamond

I am a mom to my precious one and only, a nurse in a heartwarming adult living facility, and a freelance writer.

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