Five Steps that Will Help You Go on A Spending Break

If you have an unexpected bill, want to take care of a new purchase with cash, build up an emergency fund or just get closer to paying off your overall debt, you might want to consider going on a spending break. How much extra money you accumulate will depend on what you normally spend in any given time period plus how long you decide to stay on your spending break. Saving $500 this month is not unthinkable for most families. Before you get started with a spending break, you’ll need to have a plan to ensure the best success and … Continue reading

Can Your Homeschool Blog Earn Money? {Part 2}

In part 1 of, Can Your Homeschool Blog Earn Money?, I covered how to create a blog posts that attract readers.  Creating good content is the first step to creating a quality blog.  I cover this in Blogging Tips and Tricks as well.  Today, I want to cover a few more background areas before discussing opportunities, so hang in there.  When I say profitable with regards to your homeschool, I do not simply mean financially. Let’s start by exploring what makes a good homeschool blog. The competition is fierce.  While you need to be aware of what your competitors are … Continue reading

5 Steps to Getting Your Car Paid Off Early

Paying off your car loan early will save you hundreds of dollars in interest charges, eliminate a monthly expense, and increase your credit score as your rate of debt to income goes down. Plus, you’ll get a real sense of accomplishment knowing that your car is completely yours, free and clear. 1. First do your homework Review your loan paperwork before you start. Most car loans are simple interest loans. That is, the interest accrues during the life of the loan, so paying it off early will save you a lot of money. In a precomputed interest loan, on the … Continue reading

The Basic Steps For Writing An Ebook

I am sure that I am not the only freelance writer who wonders whether they will ever author anything other than the pieces that they produce for the writing assignments that they take on. Writing is enjoyable for me, and I have been able to find projects that allow me to express myself creatively while earning money. Someday, though, I would like to write something independently of work. I am not sure how and when I will ever find the time to do that, but it is still a dream of mine. Since the process of getting a traditional book … Continue reading

The First Step

One thing you hear a lot as a single parent is, “ I don’t know how you do it.” My answer is always, you would be surprised what you can do when you have to. When it first became apparent that divorce might not be just something that happened to other people, I started looking at my options. I remember crying because the only place I could afford to live was a place I wouldn’t live. I decided right then I need to make some changes in my life. I had always believed that my income was “extra”, my husband … Continue reading

North Dakota has a Healthy Steps Program

Every state has a Medicaid program. A portion of that program is designed to cover children who come from low-income families. In North Dakota, CHIP is also called Healthy Steps. It covers children who are under the age of 18. Medicaid is a public, or government run, form of health insurance. It is designed to cover low-income individuals and families who cannot afford to purchase health insurance from a private company. The funding for Medicaid comes from both the federal government and the government of an individual state. In North Dakota, the Medicaid program is administered by the North Dakota … Continue reading

Special Needs Blog Week in Review – Week of July 8 -14, 2012

Every week, the Special Needs Blog Week in Review brings you a brief summary of each of the blogs that have appeared here in the past seven days. This is a quick and easy way to find out about the blogs that you might have missed when they were first posted. The Special Needs Podcast Roundup went up on July 9, 2012. This week, I’d like to point out an episode of The Coffee Klatch. The episode is called “DSM, Examining a Flawed System That Traps Our Children”. If I understand correctly, this is an episode of the “Bright Not … Continue reading

Building a Platform through a Website or Blog

In my last couple of blogs I have been talking about building a platform as a writer. It is the first step toward marketing anything you wish to sell. It is also what can bring in more readers and subscribers. In today’s blog we are going to be looking at how you build a platform through a website or blog. Social media is one of the best ways to do this but next in line is your personal blog or website. Ideally, you should purchase your own domain name. You will have to first check and see if someone already … Continue reading

Think First

“You’re a waste of human skin.” I’ve thought that about several people I’ve met over the years, but I certainly wouldn’t say it to them. It’s not because I fear their reaction; rather, it boils down to self control. Think before you act; in the end, it could prevent a lot of unnecessary drama. Too bad parents in Berlin, Maryland, couldn’t exercise the simple rule. Doing so, would have kept them out of the headlines. Unfortunately, now, the entire world knows the small town is home to a bunch of bullies. You can read all about the bully war thanks … Continue reading

Navigating Your New Role as a Step-Parent

Managing the dynamics of a blended family can be rather challenging. This is new territory for everyone involved. For the first little while everyone may feel as if they are on an emotional rollercoaster. Some days may work out better than others; the important thing is that you keep at it and communicate often with your partner throughout the process. In the meantime, here are some important things to remember as you are embarking on this new journey as a step-parent. In the beginning it is best to let the child’s biological parent be the primary parent in charge of … Continue reading