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Obama Cut Funding for Abstinence-Only Sex Ed

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President Obama has eliminated all government funding for abstinence-only sex education programs in public schools. Research shows that abstinence-only-until-marriage programs are ineffective and that they negatively impact young people’s health. Abstinence-only sex ed programs, and abstinence-until-marriage programs, are an extremely limited version of sexual education. These types of programs emphasize that young people should not have sexual intercourse until after they are married. Abstinence based sexual education programs rarely include information about anatomy, puberty, sexual health, and sexual orientation. These programs are favored by some Christian religious groups and by Republican lawmakers. Research shows that abstinence-only sexual education programs are … Continue reading →

Study: Milk Consumption Associated With Bone Fractures

A study found that milk doesn’t do the body as good as you may have been led to believe. This doesn’t mean you should stop consuming milk. It means you should be aware of current findings about milk, health, and nutrition. A study called “Milk and Mortality” was published in the British Medical Journal in October of 2014. It used data from two large, long-term Swedish studies of adult men and women. The people in the study were asked about how much and what kinds of milk and dairy products they consumed. The study was led by Uppsala University professor … Continue reading →

How to Save Money on School Supplies

Tis the season for back to school supplies. Parents everywhere are facing this time with a mixture of joy and dread. The summer will soon be over, and how on earth will they pay for all of the stuff that there kids need? If they are smart, budget-conscious consumers, they may try using the following strategies to bring the cost of needed school supplies down to just pennies on the dollar. Shop Multiple Stores Retail stores are fighting hard to get your back to school dollar, but not all sales are created equal. That is why if you want to … Continue reading →

How Being a Stay-at-Home Parent Saves Money

Are you a stay-at-home parent or want to be? Good news! While you may not be earning and income, chances are you are saving a ton of money. Here is how. Child Care Fees Let us start with the obvious, child care fees. If you aren’t staying home with your children, you will probably need to pay for child care. The cost of child care can be high, sometimes wiping out any income you are gaining by working. Obviously this depends on your position and income level, but it is the first expense you should allow for in your budget. … Continue reading →

Make Money from Mom’s Taxi

Just when you thought you couldn’t wear another hat, your kid decides to join the school’s soccer team and now you are spending yet another afternoon carting him to and from practice, in addition to driving him to piano lessons, Scouts, and karate. Mom’s taxi is constantly on the move, so why not make money from your driving skills? While it’s not a traditional home business, running an independent taxi service is not a far-fetched idea for an ambitious mom; especially one who practically lives in her vehicle. If you are worried about the type of people you’d be driving … Continue reading →

The Notebook Effect: How Writing Everything Down Saves You Money

Sometimes when we need to cut even more, the only solution is to make ourselves accountable, to pay attention, to have our spending put right smack in front of our face. It is when we ignore our spending, even our small stuff, that things can get out of hand. One of the ways to do this is to get a notebook and keep track of daily spending, whatever it is. Spent $198.57 at the grocery store, write it down. $4.74 on a latte? It goes in the book. $12 at the library book sale? Yup. $1 for mints on the … Continue reading →

How to Live on One Income

Is your goal to live on one income so you or your spouse can be a stay-at-home parent, pursue schooling, keep house, or another establish another endeavor? Take the following steps to make sure that you are well prepared for your lifestyle change. Get a New Attitude If you are currently living on two incomes, you may need to make some changes, both drastic and non-drastic in order to make the one income work for your family. Embrace money-saving ideas, such as shopping at yard sales or thrift stores, cooking at home, and bargain hunting. Look at these practices as … Continue reading →

Earn Money at a Farmer’s Market

Farmer’s markets are just getting started now, and you can take advantage of their popularity to earn some income! Here is how. First, locate several farmer’s markets near your home, do some research and ask some questions. Do they charge a fee to sell, or can anyone just set up a table with no overhead? Are there rules or regulations of which you should be aware? What types of things are sold at these farmer’s markets: produce only, crafts, anything goes? Find out all you can, so you can make a good decision about which farmer’s market is right for … Continue reading →

Teaching Money to Kids

At a Glance: Product:  Family Mint Money Management Certification Program Ages:  10 and up.  You can begin as early as 6 year old if you use the website as well. Use:  A family tool to teach children to how to handle money properly to ensure a secure financial future. Duration:  2 months Homeschool Method:  Any.  The program includes online resources and a workbook.  If you prefer the workbook only it is all inclusive and no internet needed. Cost:  $29.99 as a special introductory offer for the 60 page workbook plus a lifetime subscription to FamilyMint Premium and online only for $24.99 a year … Continue reading →

5 Frugal Practices That May Be Costing You Money

Sometimes even the best intentions to save money fail. Are you losing money while trying to be frugal? Here are five frugal practices that may be costing you money. • Stockpiling Do you still have cans of vegetables from 2001? Have the breadcrumbs gone stale? Stockpiling is a great way to save money and to be prepared for rising prices, but when you have half a pantry full of expired food then stockpiling is costing you money. To solve this problem, don’t give up on the stockpiling, just get a little more organized. Rotate your pantry items and keep track … Continue reading →