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UK Approves Three-Person IVF Techniques

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Couples who are having difficulty conceiving have the option of turning to in vitro fertilization (IVF). The process allows that couple to pass their own genetic material onto an offspring that is biologically theirs. The UK recently approved a new kind of IVF that has been referred to as “three-parent babies”. The two techniques are somewhat different but each can be used to help couples produce a healthy child. In vitro fertilization (IVF) is a complex procedure that combines an egg and sperm outside of the body. The conception happens in a laboratory. Once an embryo (or embryos as is … Continue reading →

Three Families in an Undesirable School District

Faced with an undesirable school district and a tight budget? Here is how three different families adapted. Some years ago, we shared a town and school district with the in-laws. We both had young children and were facing the prospect of placing them in a not-so-great school district. While the town was lovely, the fact was that the school district was one of the worst in the state, due to some poor management, overcrowding, and a strange bussing policy that retained the option of pulling our elementary students to distant schools in areas with high crime rates. In addition to … Continue reading →

Three Reasons to Leave the Stuff in the Store

I was browsing one of my favorite blogs yesterday, I came across a bit of home decor that I had admired for a while on this blogger’s page. She had it hung in her living room, and it looked wonderful. Of course, she got it for free in order to promote the store that carried the products, and as part of a one-day promotion, that particular item was discounted from $59.99 to $19.99, a real bargain. I clicked over to the site and almost ordered the item. Almost, because I know that there were at least three reasons to leave … Continue reading →

Three Ways We Lower Winter Energy Costs

We have been experiencing some pretty cold weather here, with slow, sleet and wintry wind chills that make it dangerous to be outside, unprotected, for any length of time. Naturally, as we use more energy to heat our home, our costs for this month (and the next few) will be higher than normal. A couple of years ago, we installed new energy-efficient windows and insulated the attic and the basement, two moves that really helped our bills. Still, each year, there are some simple methods that can be used to reduce the winter energy costs even more. They don’t require … Continue reading →

Three New Coupon Rules You Need to Know Now

Coupons can certainly help us save big on our grocery bill, but my how times have changed. Gone are all of the overage and cash back deals or using multiple coupons for the same products (although you still see some of these practices being done on Extreme Couponing shows, since the stores will usually waive their normal current policies in order to participate). In the wake of the extreme couponing craze, as well as extreme couponing fraud, stores and manufacturers have changed their policies, implemented new restrictions, issued less valuable coupons and made getting some coupons more difficult. In response, … Continue reading →

Mother Writes Lovely Blog About her Preemie

Every once in a while, it is nice to read a lovely blog that a mother has written about her child. There is a blog called Micro-Preemie to Miracle that mom Sarah Bollinger started about her son, Everett, who was born at 15 weeks premature. He’s come a long way! I always find stories about preemies to be very interesting. There is something fascinating about the story of a teeny, tiny, baby that struggles to grow and thrive. Often, their stories are uplifting and inspiring. It is nice to read something positive! Last December, I wrote about a preemie named … Continue reading →

Three Gifts for Christmas

Three Gifts for Christmas Have you ever found an extra stash of Christmas gifts after Christmas? I’m embarrassed to admit that I have. Nestled in a corner of our bedroom closet was a bag of a couple of items that I had bought for Christmas and then completely forgot about. A growing tradition in many families takes its prompt from the three gifts that the wise men, or magi gave to the baby Jesus. Here is what the tradition of giving gifts the way that the wise men did, and how it can be very meaningful for your family, too. … Continue reading →

Three Reasons Why Low Interest Credit Card Transfers May Put You in Debt

Many of us seek to take advantage of those low interest credit card transfer offers. With a low interest credit card transfer offer, you can take the debt you have on one credit card and move it over to a new card that gives you a lower rate of interest. With lower interest, you will save more money, right? If your credit score is still decent, you will find yourself getting a lot of these offers in the mail. Switching from a 12 percent card to a five percent card seems like a great way to speed up your recovery … Continue reading →

Goldilocks and the Three Dinosaurs

  “Once upon a time, there were three hungry Dinosaurs: Papa Dinosaur, Mama Dinosaur . . . and a Dinosaur who happened to be visiting from Norway.” Sound familiar? What? You mean you didn’t know that… “One day—for no particular reason—they decided to tidy up their house, make the beds, and prepare pudding of varying temperatures. And then—for no particular reason—they decided to go . . . someplace else. They were definitely not setting a trap for some succulent, unsupervised little girl. Definitely not!” Clearly, this is not a regurgitation of the original fairy tale featuring a curious golden-haired lass … Continue reading →

Three More Health Insurance Exchanges Get Approval

One of the requirements of the Affordable Care Act involves the creation of health insurance exchanges. Recently, the Obama Administration gave conditional approval to the state-based health insurance exchanges of six states. Now, two more, and the District of Colombia, have gained approval. This brings the current total to nine. When it comes to health insurance exchanges, there are three options that a state can choose from. They can create a state-based exchange. They can work on a partnership between their state and the federal government. Or, a state can choose to have the federal government create and run their … Continue reading →