Search Results for: blog there is value in everything

Value Versus Price – When Not To Go Cheap

It is often said that you get what you pay for. Sometimes this statement is true, and sometimes it isn’t. I often find myself saving money at the grocery store because many store brand products, at least at the grocery stores where I shop, taste as good as or better than their pricier name brand counterparts. However, there are certain purchases where getting a good value does not necessarily mean going with the lowest sticker price. Early last year, when it was time for my oldest son to transition out of his infant car seat (which is of high quality) … Continue reading →

What is a Life Insurance Policy Value Letter?

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I am nearly finished with the process that one must go through in order to cancel, and cash out, a life insurance policy. After going through all the steps, and filling out the required form, I thought I was done. Then, this unexpected letter arrived from my insurance company. It seems to be a Policy Value letter. I have outlined and described the four steps that I needed to go through in order to get my insurance company to understand that I wanted to cash out my life insurance policy. In short, the first thing I had to do was … Continue reading →

The Value of Marriage

Someone asked me yesterday in an interview what I’m passionate about. One of the things I mentioned was I’m passionate about marriage and sharing what I have learned over my many years of marriage. Then last night, I was reading an article and it cited research showing married people live longer, suffer lower rates of depression, and victimization. Not only that but marriage contributes to greater wealth. I immediately thought about the old adage ‘two can live as cheaply as one.’ There appears to be some truth in it. Monash University in a study recently found family break ups rather … Continue reading →

Quick Ways to Boost the Value of Your Home

The news for reselling a home is pretty depressing. Sales of existing homes are at their lowest point since the 1996, and home values are dropping faster than ever. But sometimes you just need to sell your home, and there is nothing else to do. If you are in this situation, or if you just want to boost your home’s value for a possible refinance, there are some smart moves that you can make. While redoing the kitchens and bathrooms are always a plus, they are expensive and time consuming. Instead focus on some quick tips that will pay off. … Continue reading →

Baby Blog Month in Review: July 2008

Two of my three children are summer babies. That is, they were born in the summer and had their first months surrounded by sunshine streaming in the windows, the sound of birds chirping, and days spent wearing nothing but a diaper and a “onsie.” I made sure that they had Fourth of July outfits ready, even though one of them arrived a week after the holiday. I guess he just wasn’t interested in the parade. Do you have a summer baby, too? We had a lot of new information to share this past month, such as recall notices and new … Continue reading →

Increase Your Kitchen’s Value for Under $100!

Improving your home makes a lot of sense. Your home is not only the place you live, but chances are, it is also your biggest investment. While you might think that economically this isn’t the best time to make home improvements, the fact is that you can increase the value of your home by spending just a few dollars. In fact, the following ideas will all cost you less than $100, while increasing your home’s value for much more than that. At that price, how could you not improve your home? Still not convinced? Consider that all of these ideas … Continue reading →

High Value Strategies for Paperback Swap 4

Do you take advantage of getting free books at Paperback Swap? I admit that it took me a long time to be convinced of the merits of using the system. After all, I could get books for less money at a library sale than it costs to mail books out. But the thing that convinced me is the fact that I can choose specific books to request rather than rely on the hit or miss of what might be available at a used sale. These wanted books would normally cost me either full price because I never came across them … Continue reading →

High Value Strategies for Paperback Swap 3

We have been talking about getting the most value from being a member of Paperback Swap.com. Let’s continue with finding out how to get free or inexpensive books to trade. Finding Frugal Books to Trade The first place that you should look for books is in your own library. Pull out any books that you have already read and haven’t reread in at least five years. Chances are that you won’t get back to them anyway. Also pull out any books that you have owned for five years without once opening. Chances are that if you haven’t gotten to them … Continue reading →

High Value Strategies for Paperback Swap 2

Love books? Thanks for coming back and reading some more on this series. We are talking about how we can maximize our return when using Paper Back Swap, the free book exchange website. If you missed the first article in this series, please click here and catch up! High Value Strategies for Paperback Swap. Let’s continue our discussion about getting credits on Paper Back Swap. Getting Credits Continued The books that you make available to swap are added to your virtual bookshelf. When someone is interested in one of your books, they order it. You then have the option of … Continue reading →

High Value Strategies for Paperback Swap

Paperback Swap is a great way to exchange books for free. There are currently more than 200,000 books available to swap. Choose a book you want, and the member owning the book will mail it out to you for no charge. You then own the book. In turn, you list your unwanted books. For each book that you mail out to another member (at your expense), you receive a credit that can then be used to get another book. There is no fee for standard exchanges. While this is a great service to use as is, there are strategies that … Continue reading →