Closing Or Selling Your Home Based Business

Starting a home – based business can be challenging, but once your business is up and running the rewards are well worth the initial effort. Owning and operating a home – based business can bring you years of career fulfillment, if that is what you desire from it. There may come a time, though, when you no longer want to own or operate your home – based business. Perhaps you want to retire. Maybe you have taken the business as far as you want to take it and feel like it is time to try something new. You may even … Continue reading

Two Things to Buy Now for Holiday Giving

One wonderful thing that frugal living people can do is to share their bounty with others. Whether it is sharing with friends and family or giving to special charities and families in need, you can take advantage of some opportunities right now. Not only will this give you the ability to give more for less, but also your spending on gifts will get distributed quite nicely instead of occurring over just a few weeks. School Supplies One brilliant mention in our church’s newsletter reminded us to stock up on school supplies. In December, we have a few different giving missions, … Continue reading

Ask a Health Blogger: Static Electricity

When winter comes, I notice that I’m a lot more static-y. The worst is getting out of the car — I always get a shock when I’m closing the door! What’s behind the “shocking” change? I have the same problem — winter seems to be my time to give and receive a lot of those little static jolts. Basically, static electricity is caused by an imbalance in positive and negative charges in electrons, which are part of every single atom that makes up the universe. The cause for the personal shocks is deceptively simple: dryness. Winter tends to be a … Continue reading

When Things Start Closing In

I know that for most of us it is a little too early for cabin fever to be setting in, but from talking with some other single parents, I think there are those times when it really DOES feel like the walls are closing in—the house is too small, there is too much disorder and chaos, and it seems as though one will never get things into a manageable state again. My words might not help when you are in the midst of one of those periods, but it is temporary—things will open up again. I live in a moderate-sized, … Continue reading

The Let’s Talk Pregnancy Blog in the New Year

In closing my very first month as a Pregnancy Blogger, I am closing out a year as well. I would like to say thank you to those of you that have read my entries so far. I’m having a wonderful time writing about a topic that is very near and dear to me. I hope you all are enjoying reading as much as I am writing. Here is a look-back on December 2006 and a look forward to the things I will touch on in the New Year: I talked about a lot of things that relate to the first … Continue reading

How to Talk to Your Kids about the Economic Crisis

“How can I talk to my kids about the economic crisis?” It is a common question that most parents face today. As prices on consumable goods rise, from food and gas to the cable bill, and families feel themselves pinched, even the youngest children are starting to notice that things around them are changing. Neighbors and friends may be moving away, favorite stores and restaurants may be closing, and everyone seems to have to sacrifice something they enjoy just to get through this time. Parents should see this time in our history as a teaching moment, but the lessons should … Continue reading

Anthem is Discontinuing My Health Insurance Policy

Anthem Blue Cross has decided that they are going to “discontinue” the health insurance policy that they sold me about four months ago. There is absolutely nothing I can do about it. I feel like the company lied to me, and I also feel like this is a form of “bait and switch”. Those of you who have been following my blogging here on the Families.com Insurance blog already know about how hard I’ve struggled to find health affordable health insurance coverage. In 2009, I lost my job as a teachers aide, which meant that I lost my insurance coverage … Continue reading

FHE with Small Children-Strengthening our Family

I love when simple family home evenings make the best ones. That is my goal by sharing this FHE with Small Children series as often as possible. This past Monday night, we had a family home evening where my kids really listened, the lesson was short, and everyone got to participate. We started out talking about our own family. I asked my kids the following questions: Who is in our family? Do you think we have a happy family? Do we want to make our family stronger? I then told them about The Family: A Proclamation to the World. Since … Continue reading

Spot Cleaning Tips

There are so many little things that can make your home feel dirty. No matter how clean it is if there are scuff marks on the linoleum and fingerprints on the door, the house feels dirty. Some of these things are easy to fix, a quick swipe with a wet cloth and the fingerprints are gone, and since it’s so quick, you can run around and grab all the doors. However, some things don’t go away so easily. Like scuff marks on the linoleum. If you have kids, you have scuff marks, sometimes you don’t even need the kids and … Continue reading

Special Education After High School is Elusive

Parents of children who have special needs realize that their parenting responsibilities will not end when their child becomes eighteen. Unfortunately, the education system may not have that same understanding. Programs for adults with special needs are the first to go when cuts must be made. Children who have special needs are able to receive at least some of the services that they require while they attend school. Many of these services are things that public schools are required to provide for students who need certain types of services. Schools that can’t provide for the needs of an individual child … Continue reading