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More Young Adults are Living With Their Parents

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Years ago, when the “Baby Boomer” generation was young, it was expected that they would graduate, get married, and start having children in their early 20’s. Today, for the first time in more than 130 years, Americans who are between the ages of 18-34 are more likely to live with their parents than any other living situation. A Pew Research Center analysis gathered data about Americans who are between the ages of 18-34. They found that 32.1% are still living in their parents’ homes. Another 31.6% have moved out of their parents’ homes and are currently living in their own … Continue reading →

6 Steps to a Simple, Nonmaterialistic Life

Six easy steps you can take, starting today, to live a more simple and debt-free life  Live Below Your Means Did you know that the average American spends $1.25 for each dollar he or she actually earns? Scary isn’ it? We live in a culture where living above your means is so normal, so casual, that we don’t even realize it. Create a budget and aim to live below your means, not above. Value Usefulness Over Status The clothes we choose, the cars we drive, the homes we live in and the electronics we carry sometimes are often purchased for … Continue reading →

Maternity Care in the U.S.

The recent birth of the royal prince cost $15,000.  That sounds like a lot, right?  It is, but it’s only half the cost of a birth in America.  That’s right: the average price of a birth — in a normal hospital, not a luxury wing — in the U.S. is $30,000.  That makes us, according to an in-depth article by The New York Times, the nation that pays the most for maternity care.  Yet, we also have one of the highest infant mortality rates in the developed world.  It seems like these two things should counter one another, but in … Continue reading →

FInancial Lessons I Learned from Selling a Car

Want me to tell you what I recently learned from selling a car? Actually it was two vehicles, In the past two weeks. One was an SUV and the other a pick up truck. It was an interesting experience. Our normal modus operandi is to purchase a car and then maintain it until it basically turns into dust, so selling cars is pretty new to both my husband and myself. So why did we do it and what did I learn in the process? Be Prepared to Seize an Opportunity There is something called an opportunity cost that can work … Continue reading →

What the 50s Housewife Knew

I’ve been reading a lot lately about 50’s era housewives, including a couple of blogs that feature modern women who take on living as though they were still in that era: creating elaborate dinners that often feature gelatin and liver, getting dressed up complete with lipstick before they greet their husband’s good morning, and boiling laundry at the kitchen sink. While I am not quite ready to give up my modern appliances or attitude, there is one thing that I do appreciate about that time period. Everything got used and only disposed of when absolutely necessary. For example, a 50’s … Continue reading →

The Dirty Diaper and Your Child’s Health

According to a New York Times article, “In a study published in the Canadian Medical Association Journal, researchers led by Anita Kozyrskyj found that babies born by C-Section vaginally, and that infants who were breast-fed had a different recipe of bacteria in their guts than those who were given formula.” And when it comes to health, specifically digestive heath and the immune system, it is the bacteria, or bugs, that count. Studies have long shown that children who have been delivered by C-Section have greater risks of certain illnesses, such as asthma, diabetes and obesity, as do children who were … Continue reading →

Why Credit Card Spending Doesn’t Feel Real

It is true. Spending cash is painful to us, while using a credit card doesn’t quite feel real. Oh sure, logically we know that we are spending the money on that new television, iPad or boots, but there is a well-documented disconnect in our brains that makes it much easier to spend when we do it with a credit card. Think I might be wrong? The average household credit card debt through the end of 2012 was $15,422. The average cash debt? That is $0, of course. With cash, you don’t want spend what you don’t have. So why does … Continue reading →

The Sweet (and Not So Sweet) Origins of the Honeymoon

There’s one wedding tradition that doesn’t seem like it should need much explanation: the honeymoon.  Unlike some of our other wedding traditions, which seem to happen because it feels like that’s the way it’s always been, the purpose of the honeymoon appears to make sense.  It gives the new couple some time alone together, away from the world.  That, more so than a wedding ceremony itself, seems like the perfect celebration of the start of a marriage. But just like the wedding dress, despite the fact that there seems to be an obvious explanation for the honeymoon, its origins are … Continue reading →

What’s Holding You Back?

Logan and I both went to the doctor today. We both have Influenza Type A, which basically means we both have this tiny microscopic germ that has taken over our bodies and left us feeling rather miserable. Not only are we both feeling a little miserable, we’ve also been banned from going back to school for the rest of the week. Logan’s not too concerned about this of course, but I know it will leave me trying to play catch-up in the weeks to come, which as a single mother is rather daunting in and of itself, but to be … Continue reading →

Shot through the Heart

Here’s a reality if you are the parent of a teen.  Sometimes it is going to hurt your heart. In fact, this past week I found myself humming the tune of an old 80’s favorite, “Shot through the Heart” by Bon Jovi.  Why?  Because that is exactly how an incident made me feel. Teen attitudes can get in the way of joy.  Adding to this, teens can be pretty unimpressed by our efforts to make life enjoyable or fun.  And oftentimes they tend to see the glass as half-empty instead of half-full. So here I thought I had discovered a … Continue reading →